Reach out for a conversation today
Transform your business finances today by having a conversation with Das Capital Finance. We specialise in helping businesses like yours find funding solutions that are the best fit for you.
Transform your business finances today by having a conversation with Das Capital Finance. We specialise in helping businesses like yours find funding solutions that are the best fit for you.
Abe and Melissa had been renting for years and weren’t sure if they could afford their first home. They were overwhelmed by loan options and worried about hidden costs. Abe had also recently set up his own business having previously been employed.
We reviewed their finances, explained government grants available, and secured a loan with a low deposit option that suited their budget. They are now waiting for their new home construction to be completed, so they can move in.
With a young toddler and plans for more, the Peters had decided to swap their acreage property for a more conveniently located home with a bigger built up area and less garden work for the busy professionals. However they weren’t sure how to juggle selling and buying.
We provided advise on how they might be able to negotiate with the seller and buyer and also structure the bank finance so they could buy their new family home, sell the old one and have a few weeks time to move from the old home to the new one, thus removing stress and making the move seamless. The Peters are now enjoying their new home and waiting for the arrival of baby number two!
Sara wanted to buy her second investment property but wasn’t sure if the banks would lend to her, given her existing loan.
We assessed her borrowing capacity, structured her loans strategically across multiple lenders, and unlocked equity from her first property. She secured her second investment and grew her portfolio.
As a small business owner, Brendan had growing income but struggled to get banks to take him seriously with only having his business running for a short time.
We worked with lenders who specialise in self-employed clients, used his BAS statements and interim financials to prove his growing income, and got him approved for a home loan when other banks said no.
A food retail franchisee wanted to purchase a second store but didn’t have enough working capital to fund the fit-out and new equipment. With a short trading history, traditional banks were hesitant to lend, leaving the expansion plans at risk.
We sourced a business expansion loan through a specialist lender and structured it with manageable repayments. Within months, the new store opened and revenue grew by 40%.
A manufacturing company needed new machinery to take on larger projects but didn’t want to drain its cash reserves and impact day-to-day operations.
We arranged an equipment finance solution that allowed the business to acquire the machinery immediately while spreading repayments over several years. This boosted productivity and enabled the company to secure larger contracts.
Two pharmacists wanted to buy a 25-year-old pharmacy from a retiring couple. While the business had a strong history, recent sales had declined due to the sellers’ health issues, making banks cautious.
We worked closely with the clients and their accountant, to assess the business fundamentals, develop a realistic turnaround strategy, and structure the debt with a bank offering a competitive interest rate and longer loan term. This kept repayments low and cashflow healthy.
The clients have now been trading successfully for over 12 months, achieved 30% revenue growth, and are thriving as self-employed owners.
A professional services firm wanted to buy their office premises rather than continue leasing. However, after recently buying out a business partner, the sole owner had a limited deposit available.
We structured a commercial property loan using the business’s strong trading history to negotiate favourable terms. The business now owns its premises, is reducing long-term costs, and building equity.
A wholesaler was growing fast, with new customers and larger orders, but faced cashflow pressure because suppliers required upfront payment to avail of cash discounts (to boost Profit Margins) while clients paid on 30- to 60-day terms.
We arranged a tailored cashflow finance solution that unlocked funds tied up in unpaid invoices. This gave the business the working capital it needed to pay suppliers, meet demand, and grow confidently. Three years later, the business has expanded from one outlet to three.
A couple with a self-managed super fund wanted to purchase an investment property through their SMSF but felt overwhelmed by the rules and unsure which lenders would assist.
We guided them through the process step by step, sourced a lender suited to their individual requirements, and set up the correct loan structure. They now own a rental property within their SMSF, providing income today and long-term growth for retirement and are looking for the next acquisition.
A medical practice was tired of paying rent to a landlord and wanted their SMSF to purchase the clinic instead. They were unsure how the process worked or whether their fund could borrow enough.
We worked alongside their accountant to ensure full compliance and secured a commercial SMSF loan tailored to medical professionals. The practice now pays rent into its own super fund, building long-term wealth while owning its business premises.